Water Damage
Burst pipes, plumbing leaks, appliance failures, and interior water damage.
Connecticut Public Adjuster
Expert claim advocacy for Connecticut policyholders.
When disaster strikes, the insurance company sends their adjuster. You have the right to professional representation that works exclusively for you—not the insurer.
- We work for policyholders — not insurance companies.
- Detailed documentation, scope review, and claim support.
- Serving homeowners and property owners across Connecticut.
Insurance claims can move fast. Small details can make a big difference.
Damage needs to be documented, measured, photographed, scoped, priced, and presented clearly. CT Property Damage helps policyholders understand the claim process, identify missing items, and pursue a fair settlement under the policy.
Claims we help with
Property damage support from inspection through settlement.
Fire & Smoke
Structure damage, smoke odor, soot, contents concerns, and related restoration scope.
Storm & Wind
Wind-driven damage, fallen trees, roof damage, siding, gutters, and exterior repairs.
Roof Claims
Shingle, flashing, interior ceiling damage, and related repair/replacement documentation.
Frozen Pipes
Winter losses, sudden pipe failures, mitigation review, and reconstruction scope.
Supplemental Claims
Already have an estimate? We can review for missing scope, pricing, and documentation.
How it works
A clear process built around documentation.
01
Claim Review
We learn what happened, review the status of the claim, and identify next steps.
02
Inspection & Documentation
We document visible damage, affected areas, photos, measurements, and supporting details.
03
Scope Preparation
We organize the repair scope and supporting materials so the claim is presented clearly.
04
Negotiation Support
We communicate and advocate for the policyholder through the adjustment process.
Why use a public adjuster?
Their adjuster protects their bottom line. Who is protecting yours?
A public adjuster represents the policyholder’s interests during the property claim process. That can include reviewing coverage issues, documenting damage, preparing repair scope, identifying overlooked items, and helping negotiate the claim.
The goal is simple: make sure the claim is properly documented and fairly evaluated.
FAQ
Common questions
When should I contact a public adjuster?
Early is best, especially before repairs are completed or damage is discarded. If the claim is already open, a review can still help identify missing documentation or scope issues.
Do you work for the insurance company?
No. Public adjusters represent policyholders, not insurance companies.
Can you review an insurance company estimate?
Yes. We can review the carrier estimate and compare it against the observed damage, repair scope, and supporting documentation.
What should I have ready?
We prefer to get involved before you file a claim so we can manage the process from day one.
If you haven’t filed yet (Recommended):
- Photos or video of the damage.
- The Cause: A brief idea of what happened (the "peril").
- Your Policy: A copy of your homeowners insurance policy.
If you’ve already started a claim: To help us seamlessly step in and manage your claim, please gather any documentation you have, such as:
- Your claim number and insurance carrier estimate.
- Policy declarations and any correspondence from the company.
- Mitigation invoices and any contractor estimates you've received.
Have property damage in Connecticut?
Start with a free claim review. We’ll help you understand what may be missing and what to do next.
Request a Free Claim Review